He then worked as a banker for Nord/LB as a sales and proprietary trader in interest rate and foreign exchange markets, then at Bank of New York Mellon’s Pershing subsidiary as a product manager for separately managed account platforms generating model portfolios from client risk profiles. After formal positions in banking and finance, Andrew worked as a fundraiser in higher education and medicine for University of Rochester, the Alzheimer’s Association, and The Strong National Museum of Play. Andrew, who was taught financial market forecasting from an analyst that provided specific trading ideas to hedge funds, institutional investors, and individuals, continues his financial markets work identifying specific trading opportunities based on market cycle algorithms. Andrew is also a writer and editor available for multiple subject areas and project types, teaches market forecasting to select students, and provides strategic consulting services to non-profit and for-profit organizations. He holds a NASD Series 65 license as a registered investment advisor representative, and is a licensed property & casualty insurance broker in New York. An identical twin, Andrew enjoys reading and music, is a more than capable cook and baker, knows how to fix things around the house, plays golf and tennis, and has bowled two 300 games. Andrew lives in Rochester, NY and Boca Raton, FL with his wife and twin daughters. Andrew has written for The Balance since June 2022. He attended Fordham University Gabelli School of Business for his MBA in Finance, earning membership in the Beta Gamma Sigma academic honor society.